Midwest BankCentre is proud to be recognized as one of St. Louis’ Top Workplaces for four consecutive years! 
 

Are you ready to lead with purpose and make a real impact on our community? Join Our Team and Make a Difference at Midwest BankCentre!
 

Why Midwest BankCentre? Our company culture is all about engagement and collaboration with our teams. We value diversity, inclusion, and innovation. When you join Midwest BankCentre, you're not just joining a company; you're joining a community of like-minded individuals who are dedicated to making a positive impact.

We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER. Our commitment to shared prosperity, our investment in Community and Economic Development and our dedication to diversity and inclusion are reflected is the ways Midwest BankCentre lives its purpose.

Objectives of this Role 

• Post-closing reviews of commercial, small business, mortgage, and consumer loans for collateral deficiencies.
• Maintains tracking system for collateral exception items.
• Generates exception reports, exception item write ups and resolution.
• Resolves any tax exceptions with Info-Pro and updates paid taxes on Core when reports are received.
• Responsible for distributing incoming mail daily.
• Perfect collateral liens
• Create new loan files and labels.
• Reconcile general ledger accounts.
• Responsible for processing incoming insurance received via mail.
• Prepare and process all full and partial loan releases.
• File UCC’s, continuations, and terminations
• Assist Senior and Manager with special projects.

Essential Functions

• Ensure proper loan documentation is prepared and obtained for the loan files in accordance with regulatory requirements.
• Post-closing reviews for all loans
• Collateral perfection, maintenance, and lien release
• Hazard and flood tracking
• Vault and/or examiner audits
• Direct contact with the lenders and lender support to obtain and cure exception items as reported.
• Generate and distribution of reports.
• Internal and external customer service
• Create, revise, and update policies and procedures.  

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities are as required and may change at any time with or without notice.

Nature of Internal Customers 

• Lenders, Lender Support, Loan Operations, Mortgage, Consumer, Small Business, Deposit Operations, Retail and Customer Engagement Center

Nature of External Customers

• Loan customers, 3^rd party vendors and participating banks

Competencies 

• Customer Centric Focus
• Agent of Change
• Effective Communicator, both written and oral
• Results Oriented with the Ability to Execute on Bank Initiatives
• Driver of Diversity and Inclusion
• Acts with Integrity
• Collaborates Across Bank Channels
• Business Acumen

Qualifications 

• 1-3 years banking experience preferred.
• Must be detailed oriented with good organizational skills.
• Ability to handle high workload and prioritize multiple tasks to insure timely completion.
• Must be a team leader, player and work well with all levels of bank personnel.
• Must be able to work accurately under time constraints.
• Adhere to policies for regulatory requirements of the bank.
• Proficient with mainframe systems as well as complete Microsoft Office products.
• Strong analytical skills
• Ability to pass a background check.

Physical Demands 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. 

While performing the duties of this job, the employee is regularly required to talk or listen. This is largely a sedentary role; however, some filing is required. This would require the ability to lift files, open filing cabinets and bend or stand on a stool as necessary.  

AAP/EEO Statement  

Equal Opportunity Employer of Minorities, Females, Protected Veterans, and individuals with Disabilities

Ready to Make Your Mark? If you're passionate about banking with a purpose and ready to take the next step in your career, we want to hear from you! This is an excellent opportunity for individuals with commercial credit experience who are eager to contribute to our community-focused mission.

Why Join Us:

• Community Focus: Be part of a community bank that values and actively supports the St. Louis area.
• Competitive Compensation: We offer a comprehensive salary and benefits package.
• Professional Growth: Opportunities for continuous learning and development.
• Impactful Work: Play a key role in shaping the credit strategy and success of our organization.
• Collaborative Culture: Work in a supportive and dynamic environment that values teamwork and innovation.

Don’t meet every single requirement? Studies have shown that women and people of color are less likely to apply for jobs unless they meet every listed qualification. Midwest BankCentre is recognized nationally for its Diversity, Equity, and Inclusion practices and embraces these practices as a competitive advantage.

If you’re excited about this role but your experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be the right candidate for this or other Midwest BankCentre roles!

AAP/EEO Statement

An Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

We thank all applicants in advance for their interest in this position and Midwest BankCentre. Only applicants selected for an interview will be contacted.