Midwest BankCentre is proud to be recognized as one of St. Louis’ Top Workplaces for the past 5 years!
Are you ready to lead with purpose and make a real impact on our community? Join Our Team and Make a Difference at Midwest BankCentre!
Why Midwest BankCentre? Our company culture is all about engagement and collaboration with our teams. We value diversity, inclusion, and innovation. When you join Midwest BankCentre, you're not just joining a company; you're joining a community of like-minded individuals who are dedicated to making a positive impact.
We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER. Our commitment to shared prosperity, our investment in Community and Economic Development and our dedication to diversity and inclusion are reflected is the ways Midwest BankCentre lives its purpose.
Department: Credit Underwriting
Position: Credit Underwriting Intern
Program Duration: 10 Weeks (June–August)
Location: Primarily: On-Site | St. Louis, MO | Some flexibility for remote work may be available
Position Overview
The Summer Internship Program in Credit Underwriting is a professional, hands-on experience designed for upper-level undergraduate students pursuing degrees in Business, Finance, or related fields. Over the course of 10 weeks, interns will gain exposure to the commercial credit analysis process, participate in executive-level meetings, and develop critical analytical and professional skills through real-world assignments. This internship offers mentorship, structured training, and the opportunity to contribute meaningfully to the Credit Administration team at Midwest BankCentre.
Core Responsibilities
- Credit Analysis Training: Learn methodologies used in commercial credit underwriting, including evaluation of cash flow, collateral, and borrower/guarantor strength.
- Team Collaboration: Work closely with experienced underwriters to gain insight into day-to-day workflows and decision-making processes.
- Executive Credit Committee Attendance: Observe real-time credit decisions by attending weekly executive credit meetings and reviewing loan packages.
- Project Work: Support strategic and analytical projects such as portfolio reviews, industry research, or data summarization.
- Capstone Project: Prepare and present an independent underwriting analysis of a real commercial loan request to the Credit team.
Desired Qualifications
- Currently enrolled in a Bachelor’s degree program (junior year preferred); majoring in Business, Finance, Economics, or related field.
- Proficient in Microsoft Excel.
- Strong critical thinking, attention to detail, and collaboration skills.
- Demonstrated curiosity and willingness to learn.
- Excellent verbal and written communication.
Learning Objectives & Outcomes
By the end of the internship, interns will:
- Build foundational knowledge of commercial lending and credit risk analysis.
- Apply concepts by conducting a loan underwriting assessment and presenting recommendations.
- Gain exposure to a variety of financing structures and key decision-making criteria.
- Strengthen communication, professional inquiry, and analytical thinking through mentorship and team engagement.
- Understand MBC’s credit culture and evaluate the credit profession as a long-term career path.
General Program Structure
- Weekly Development Sessions (goal setting, communication, leadership, etc.)
- Cross-functional Group Project culminating in a final executive presentation
- Networking events, team-building activities, and bank-wide experiences
- Mentorship from employees across the organization, including the Credit team
Ready to Make Your Mark? If you're passionate about banking with a purpose and ready to take the next step in your career, we want to hear from you! This is an excellent opportunity for individuals with commercial credit experience who are eager to contribute to our community-focused mission.
Why Join Us:
- Community Focus: Be part of a community bank that values and actively supports the St. Louis area.
- Competitive Compensation: We offer a comprehensive salary and benefits package.
- Professional Growth: Opportunities for continuous learning and development.
- Impactful Work: Play a key role in shaping the credit strategy and success of our organization.
- Collaborative Culture: Work in a supportive and dynamic environment that values teamwork and innovation.
Don’t meet every single requirement?
If you’re excited about this role but your experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be the right candidate for this or other Midwest BankCentre roles!
Equal Opportunity Employer
Midwest BankCentre is an equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.
We thank all applicants in advance for their interest in this position and Midwest BankCentre. Only applicants selected for an interview will be contacted.